20520 Pine Tree Ln, Estero, FL 33928
For Sale $735,000
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Wake up to shimmering water views, spend your afternoons cruising the canals, and end each day watching crimson sunsets melt into the Gulf sky—this is waterfront living done right. Set along a Gulf-access canal with prized western exposure, this 3-bedroom plus den residence offers an authentic Florida lifestyle where the water is always within reach. Perfectly positioned at the end of the canal and surrounded by the natural beauty of Estero Bay preserve land, the setting delivers exceptional privacy, peaceful surroundings, and unobstructed sunset views that feel straight out of a postcard. Designed for those who love life on the water, the home provides effortless boating access with a short, scenic ride to the open waters of Estero Bay and onward to Lovers Key State Park. Whether your passion is boating, kayaking, paddleboarding, fishing, or simply enjoying the rhythm of waterfront living, this location places it all at your doorstep. Inside, the home has been thoughtfully updated with a newer A/C, water heater, washer and dryer, luxury vinyl plank flooring throughout most of the home, hurricane impact windows, a storm-rated garage door, and a reverse-osmosis water system serving the kitchen. Outdoor living truly takes center stage here, with a fully fenced backyard offering ample space for a future pool, additional watercraft, or expanded entertaining areas. Unwind outdoors after a day on the water, or simply relax as the sun dips low and the sky ignites in dramatic shades of red, gold, and violet. From the back porch, the west-facing views create a nightly show that never gets old. The neighborhood is a rare coastal find with no HOA fees, while still offering a private boat ramp available to residents for optional use, along with a centrally located community park featuring a gazebo, basketball courts, BBQ grills, and a baseball diamond. Homeowners and flood insurance are assumable, adding additional value and peace of mind. Just minutes from shopping, dining, and entertainment, this peaceful enclave delivers the freedom of waterfront living without the burden of mandatory association fees. Bring your boat, your sense of adventure, and your love for the water—this is more than a home, it’s a lifestyle defined by sunsets, serenity, and the unmistakable magic of Florida waterfront living.
Breakfast Bar
Cathedral Ceilings
Eat In Kitchen
Main Level Primary
Pantry
Split Bedrooms
Tub Shower
Walk In Closets
Window Treatments
Boat Ramp
Cabana
Barbecue
Picnic Area
Park
Taxes: $4,996.69
Tax Year: 2024
Deck
Patio
Room For Pool
Storage
Shutters Manual
Dryer
Dishwasher
Freezer
Microwave
Range
Refrigerator
Water Purifier
Washer
Y
Canal Access
Building Description: Ranch, One Story
MLS Area: Es01 - Estero
Total Square Footage: 2,457
Total Floors: 1
Water: Well
Construction: Vinyl Siding, Wood Frame
Date Listed: 2026-01-26 07:46:05
Furnished: Negotiable
Den: Y
Windows: Single Hung, Window Coverings
Parking: Attached, Driveway, Garage, Paved, Two Spaces, Garage Door Opener
Garage Description: Y
Garage Spaces: 2
Attached Garage: Y
Flooring: Tile, Wood
Roof: Metal
Heating: Central, Electric
Cooling: Central Air, Ceiling Fans, Electric
Security: Smoke Detectors
Laundry: In Garage
Irrigation: None
Pets: Yes
Sewer: Septic Tank
Lot Desc.: Corner Lot, Oversized Lot, Pond On Lot
Amenities: Boat Ramp, Cabana, Barbecue, Picnic Area, Park
Listing Courtesy Of: Realty World J. Pavich R.e.
pavich123@gmail.com
Wake up to shimmering water views, spend your afternoons cruising the canals, and end each day watching crimson sunsets melt into the Gulf sky—this is waterfront living done right. Set along a Gulf-access canal with prized western exposure, this 3-bedroom plus den residence offers an authentic Florida lifestyle where the water is always within reach. Perfectly positioned at the end of the canal and surrounded by the natural beauty of Estero Bay preserve land, the setting delivers exceptional privacy, peaceful surroundings, and unobstructed sunset views that feel straight out of a postcard. Designed for those who love life on the water, the home provides effortless boating access with a short, scenic ride to the open waters of Estero Bay and onward to Lovers Key State Park. Whether your passion is boating, kayaking, paddleboarding, fishing, or simply enjoying the rhythm of waterfront living, this location places it all at your doorstep. Inside, the home has been thoughtfully updated with a newer A/C, water heater, washer and dryer, luxury vinyl plank flooring throughout most of the home, hurricane impact windows, a storm-rated garage door, and a reverse-osmosis water system serving the kitchen. Outdoor living truly takes center stage here, with a fully fenced backyard offering ample space for a future pool, additional watercraft, or expanded entertaining areas. Unwind outdoors after a day on the water, or simply relax as the sun dips low and the sky ignites in dramatic shades of red, gold, and violet. From the back porch, the west-facing views create a nightly show that never gets old. The neighborhood is a rare coastal find with no HOA fees, while still offering a private boat ramp available to residents for optional use, along with a centrally located community park featuring a gazebo, basketball courts, BBQ grills, and a baseball diamond. Homeowners and flood insurance are assumable, adding additional value and peace of mind. Just minutes from shopping, dining, and entertainment, this peaceful enclave delivers the freedom of waterfront living without the burden of mandatory association fees. Bring your boat, your sense of adventure, and your love for the water—this is more than a home, it’s a lifestyle defined by sunsets, serenity, and the unmistakable magic of Florida waterfront living.
Property Details
Price: $735,000
Sq Ft: 1,738
($423 per sqft)
Bedrooms: 3
Bathrooms: 2
Unit On Floor: 1
City: Estero
County: Lee
Type: Single Family
Development: Estero River Heights
Acres: 0.38
Virtual Tour/Floorplan: View
Year Built: 1997
Listing Number: 225083687
Status Code: A-Active
Taxes: $4,996.69
Tax Year: 2024
Garage:
2.00
/
Y
Furnishings: Negotiable
Pets Allowed: Yes
Interior Features:
Breakfast Bar
Cathedral Ceilings
Eat In Kitchen
Main Level Primary
Pantry
Split Bedrooms
Tub Shower
Walk In Closets
Window Treatments
Amenities:
Boat Ramp
Cabana
Barbecue
Picnic Area
Park
Financial Information:
Taxes: $4,996.69
Tax Year: 2024
Exterior Features:
Deck
Patio
Room For Pool
Storage
Shutters Manual
Equipment:
Dryer
Dishwasher
Freezer
Microwave
Range
Refrigerator
Water Purifier
Washer
View:
Y
Waterfront Description:
Canal Access
Additional Information:
Building Description: Ranch, One Story
MLS Area: Es01 - Estero
Total Square Footage: 2,457
Total Floors: 1
Water: Well
Construction: Vinyl Siding, Wood Frame
Date Listed: 2026-01-26 07:46:05
Furnished: Negotiable
Den: Y
Windows: Single Hung, Window Coverings
Parking: Attached, Driveway, Garage, Paved, Two Spaces, Garage Door Opener
Garage Description: Y
Garage Spaces: 2
Attached Garage: Y
Flooring: Tile, Wood
Roof: Metal
Heating: Central, Electric
Cooling: Central Air, Ceiling Fans, Electric
Security: Smoke Detectors
Laundry: In Garage
Irrigation: None
Pets: Yes
Sewer: Septic Tank
Lot Desc.: Corner Lot, Oversized Lot, Pond On Lot
Amenities: Boat Ramp, Cabana, Barbecue, Picnic Area, Park
Map of 20520 Pine Tree Ln, Estero, FL 33928
Listing Courtesy Of: Realty World J. Pavich R.e.
pavich123@gmail.com